Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Licensed insurance agents are part analyst, sleuth, and detail man. As a former pharmaceutical representative of 16 years, people would joke about representatives being called “detail men” in days past. Diligence in details was a professional requirement. It is equally important for licensed insurance agents reviewing…
Tag: Dollars & Sense
October 2025, Features
Dollars & Sense: Medicare’s Required Scope of Appointment Form
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Medicare’s marketing rules protect you, the consumer. One of the responsibilities of CMS, Centers for Medicare & Medicaid Services, the federal agency in the U.S. Department of Health and Human Services (HHS) is to administer the Medicare program. CMS annually approves all Medicare Advantage and Prescription…
August 2025, Features
Dollars & Sense: Medicare and Me: Don’t DIY!
Leah Kari, Independent, Licensed Insurance Agent Enrolling into Medicare or selecting a Medicare plan brings out the cautious side of those eligible for or on Medicare. Navigating the complexities of Medicare Supplement Insurance, Medicare Advantage Plans, and Stand-Alone Medicare Part D Prescription Drug Plans requires careful attention to understand coverage options. Multiple plan types, varying…
July 2025, Features
Dollars & Sense: Managing Drug Costs
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Prescription drugs are lifelines that improve our health and quality of life. Often medication costs might prohibit filling a prescription. The Inflation Reduction Act (IRA) brought welcomed cost relief, effective Jan. 1, 2025. The IRA placed a $2,000 limit on you and your prescription drug coverage’s…
April 2025, Features
Dollars & Sense: Golden Years, Global Adventures: Travel Trends for Mature Travelers in 2025
The travel landscape is constantly evolving, and 2025 promises exciting new trends, particularly for mature travelers. Booking.com highlights a significant shift: Seniors are embracing early preparation for longer, more immersive journeys. This proactive approach maximizes travel budgets and leverages financial tools for optimal value. Retirees are increasingly viewed as a vibrant and adventurous demographic eager…
September 2024, Features
Dollars & Sense: Drive Your Dreams with Hughes Federal Credit Union’s One Low Rate™ Auto Loan
When it comes to financing a new vehicle, your journey should be as smooth as the road ahead. That’s why Hughes Federal Credit Union is thrilled to introduce our “Road to Rewards” auto loan promotion, designed to take you further with one low rate. What Does “One Low Rate” Mean? At Hughes, we believe financing…
Features, August 2024
Dollars & Sense: Medicare’s Required Scope of Appointment Form
Leah Kari, Retired Pharmaceutical Representative and Licensed Insurance Agent Medicare’s marketing rules protect you, the consumer. One of the responsibilities of CMS, Centers for Medicare & Medicaid Services, the federal agency in the U.S. Department of Health and Human Services (HHS), is to administer the Medicare program. CMS annually approves all Medicare Advantage and Prescription…
April 2024, Features
Dollars & Sense: Medicare and Employer Insurance
Leah Kari, Retired Pharmaceutical Representative and Local Licensed Insurance Agent Are you Medicare–eligible? Your human resource department will explain Medicare will work with your employer’s health plan. Don’t delay learning if you must apply for Medicare Parts A, B, or both. Knowing your responsibilities about enrolling in Medicare will avoid misunderstandings and potential penalties. Here…